Navigating the credit card rewards arena can be daunting with so many selections available, each offering different offers, benefits, and advantages. Our system simplifies the process to make it easier to start in less than 5 minutes, with continuous monitoring so that you are always kept updated if there are improved choices for you.
**Understanding Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Dining
- International payments
- General Spend
This information helps us identify your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.
We maintain an updated database of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Enrollment Offers.
We also suggest options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Dynamic Tracking and Advice**
Since credit card terms can change over time, our platform continuously updates its recommendations based on your expenses and notifies you of changes to your selection to boost your benefit accrual. This adaptable process ensures you always have the ideal set of cards to achieve the highest returns.
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