Exploring the credit card perks arena can be confusing with so many choices available, each offering different rewards, incentives, and perks. Our system simplifies the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Food and beverage expenses
- Foreign Currency Spend
- Other expenditures
This information helps us identify your spending patterns and identify the most suitable group of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all major banks and financial institutions in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also provide options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
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**Continuous Monitoring and Recommendations**
Since credit card terms can change over time, our platform keeps track of its recommendations based on your usage patterns and notifies you of changes needed in your card portfolio to boost your benefit accrual. This proactive method ensures you always have the best credit card portfolio to maximize your rewards and benefits.
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